Get quick cash loans online without any hassle, the online process is fast and on point, loans are unsecured, loans such as bad credit loans etc.
We have a vast of products base on loans, most of our loans are unsecured loans, meaning that you do not need surety in the form of an asset, such as your house or car, to secure your loan. We have loans such as Cash Loans, Blacklisted Loans, Online Loans, and Loans for Bad Credit.
Instant Cash Loans
Instant Cash Loans are designed for people who are in need of cash at that instant, this maybe due to unexpected circumstances of emergency or you need cash to finish the month before your paycheck day. If you need cash now and you are in need they you can apply below.
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Izwe Loans (Pty) Ltd is a specialist finance company targeting the formally employed market with an unsecured term-loan offering. The company has grown into a dynamic, rapidly developing pan-African micro-finance organisation with operations in South Africa, Zambia, Ghana and Kenya. Izwe Loans operates as a registered micro-financier and makes unsecured loans which currently do not exceed R50 000 with tenors up to 60 months. Izwe Loans has disbursed over R1 billion to date to over 150 000 customers.
Loan Application Basic Criteria
There are basic criteria that you need to meet before applying for a loan, whether you are looking for a blacklisted loan or just an ordinary loan you need to meet these criteria.
- You have to be permanently employed for at least six (6) consecutive months at the same company.
- You have to be a South African citizen.
- You need to receive your salary into a valid South African Bank account, which is in the name of the applicant.
- You need to be between the ages of 21 – 60 years.
- We cannot assist you if you are under administration, debt review or sequestration.
- You need to be able to either fax or email the required documents to us when asked to do so.
- You need to earn more than R5,000.00 per month
What is a Consolidation Loan
Using a personal loan for credit consolidation could substantially lower how much you pay in interest. Personal loan rates are generally lower than credit card rates, so consolidating could save you hundreds, or even thousands, of dollars in interest payments.
Using a personal loan to reduce debt can have a few benefits. When receiving a personal loan, you are opening a new installment credit line and, if handled responsibly, it can help raise your credit score. A personal loan for debt consolidation can help eliminate debts faster and put you back on the right track.
Pep Store Personal Loan
You can apply for a Capfin personal loan at any PEP store nation wide, the loan is up to R10000. All you need is your A ID Book or ID Card, latest proof of income, Bank account, Permanent employment and paid monthly, Cellphone number.
Capfin Personal Loan Process
Sometimes you might wonder what happens when you apply for a loan at PEP, we will give you that is happening steps by steps when applying for a capfin loan at PEP.
STEP 1: Take your SA ID and your latest proof of income to any PEP store.
STEP 2: Get confirmation via SMS within 5 minutes.
STEP 3: And Capfin will call you to finalise your loan application.